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Study examines attitudes to contactless payments in the UK, Germany and Spain

Contactless State of Play

More than 90% of British, German and Spanish business leaders interviewed for a survey of attitudes to contactless technology have already invested in contactless projects and expect that 10% of all transactions will be contactless within the next three years, a white paper now available to download from the NFC World+ Knowledge Centre reveals.

‘Contactless Business: The State of Play’ has been produced by Gemalto and shows that there is not yet a clear dominant payment option favoured among respondents, with contactless payment cards (52%), mobile (50%), wearable devices (43%) and contactless store/loyalty cards (42%) being the current leading choices.

The top three drivers for adopting contactless solutions identified by the study are faster payments (74%), being seen to innovate (43%) and cost-effectiveness (42%). Reputational benefits are also important — 38% believe it helps them to be seen as market leaders and 33% think that it differentiates them from competitors.


In order to overcome the technical aspects of the deployment stage, half of respondents believe they will need to outsource this to a trusted partner, with 12% saying they will outsource the entire process. 30% of participants are set to launch a contactless solution through their own brand and 33% plan to “partner with someone launching under their brand”.

“Our survey indicates that businesses are going all in on investing in contactless, which is reflective of today’s consumer demand for convenience, speed and choice,” says Howard Berg, senior vice president of Gemalto UK and Ireland.

“To get to a point in a few short years where businesses predict that 10% of all their payments being made via such a new channel is remarkable. This is testament to the benefits that businesses are already experiencing in terms of operational efficiency and reputational advantage.”

Readers can download this study free of charge here.

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