What's New in Payments

Apple Pay to go live in Norway, Poland and Ukraine as transit ticketing drives consumer adoption

Apple financial results conference call Q2 2018 — Apple — “We believe the availability of Apple Pay at major transit systems have been a key driver of adoption among commuters… Apple Pay is already the most successful mobile transit payment system in Tokyo, which has the busiest transit system of all. With the launch of Brazil in April, Apple Pay is now available in 21 markets and we expect Norway, Poland and Ukraine to launch in the next several months.”


What's New in Payments

ANZ reports 156% increase in mobile payment volumes

ANZ sees dramatic uptake in digital wallet payments — iTnews — “ANZ Bank customers made almost A$600 million in mobile payments during the first half of fiscal year 2018… Customers completed more than 18.5m mobile payment transactions in the half, an increase of 156% on the previous corresponding period. ANZ said the transactions were made from mobile wallet services from Apple, Samsung, Google, Fitbit and Garmin, as well as the bank’s own Mobile Pay service.”


What's New in Payments

Alfa-Bank introduces instant mobile debit card issuance

Order a card a minute before payment — Alfa-Bank (translation) — “Instant issuing of the card in the application is a breakthrough technology that allows Alfa-Bank customers to order and start using the required bank card in less than a minute… Alfa-Bank is the first in the Russian market to offer its customers this opportunity… The card can be immediately added to Apple Pay and used to pay for purchases using a smartphone wherever contactless payment terminals are installed, in applications and on websites.”


What's New in Payments

Apple Pay runs Springtime Savings promo with ten leading brands

Latest Apple Pay promo offers 15-30% discounts from Adidas, Boxed, Goat, Headout, Saks Fifth Avenue, more — 9to5Mac — “Apple has been running regular weekly Apple Pay promos for some time now, but this week is offering deals from not just one brand but ten of them. Deals range from free rush shipping to discounts of up to 30%… The offers are applicable when using Apple Pay as your payment method either through the relevant apps, or on the web.”


What's New in Payments

Apple faces pushback from iPhone users over Apple Pay ‘pestering’

iPhone users are pestered to enroll in Apple Pay — Wall Street Journal — “Apple Inc is nagging iPhone users to enroll in its mobile payment service with a persistent red-circle badge. The strategy has worked with some, but is irritating others who say it is heavy-handed and exploits the tech giant’s clout in ways that could disadvantage rivals… Users who opt not to input credit card information for Apple Pay when setting up their phones now constantly see the red circle over their settings icon.”


What's New in Payments

Apple Pay goes live in Brazil

Apple Pay arrives in Brazil, partnering with Itaú Unibanco — Reuters — “Apple Inc’s mobile payment platform Apple Pay arrived in Brazil on Wednesday with an exclusive partnership with Itaú Unibanco Holding SA, the country’s largest private lender. The bank said Apple Pay will be available during the 90-day exclusive period to Itaú’s roughly 1.2 million card holders who also own an iPhone 6 or higher. Under the terms of the partnership, Brazilian retailers such as GPA SA will offer discounts on purchases using Apple Pay.”


Transit Ticketing Today

Apple rolls out support for transit cards in China

Using Apple Pay Express Card features in Beijing and Shanghai — Apple (translation) — “To use the Apple Pay Express Card feature in Beijing or Shanghai, you first need to set up an Apple Pay Transportation Card on your iPhone 6, iPhone 6 Plus or later, or Apple Watch Series 1, Apple Watch Series 2 or later… In Beijing, you can use transportation cards to pay for subways and buses. In Shanghai, you can use transportation cards to pay for subways, buses, ferries and Maglev trains.”


What's New in Payments

Apple Pay runs free meal delivery promotion

Apple Pay’s new promo offers up to three free deliveries from Grubhub, Seamless, and Eat24 — MacRumors — “To take advantage of the March Madness-themed promotion, customers can enter the code “HOOPS” at checkout in Grubhub, Seamless, and Eat24 (in apps or on websites), and pay for their orders via Apple Pay to get a free delivery. The offer is limited to three redemptions per diner and three per device during the promo period, and does not cover the cost of the meal in the order.”


What's New in Payments

Apple closes Dutch bank Bunq’s backdoor to Apple Pay

Apple is blocking Apple Pay from Bunq in the Netherlands — Het Financieele Dagblad (translation) — “Online bank Bunq was too fast on Tuesday by being the first financial institution in the Netherlands to make Apple Pay possible… On Wednesday afternoon, the technology company closed the back door. Only residents of Spain and Italy are welcome on the platform. Bunq customers who have converted their telephone settings for Wednesday afternoon can continue to use the service — for the time being.”


What's New in Payments

Dutch bank Bunq finds a backdoor way to offer Apple Pay in the Netherlands

Bunq launches Apple Pay — De Telegraaf (translation) — “Apple Pay is officially not yet launched in the Netherlands by the American producer of the iPhone. However, Bunq found an opportunity to make Apple Pay available to Dutch users by launching an Italian and Spanish version of the internet bank… Dutch Bunq customers who put the new version of the app on the ‘Italy’ or ‘Spain’ region will then have Apple Pay at their disposal. They can then pay contactlessly in stores with their iPhone.”


What's New in Payments

Church of England rolls out contactless donations to 16,000 churches, cathedrals and religious sites

Church of England brings cashless transactions to its congregations — Church of England — “Over 16,000 churches, cathedrals, and religious sites will now have access to portable card readers through the Church of England’s Parish Buying portal through a partnership with SumUp and iZettle. The readers will be used to take contactless payments, Apple Pay and Google Pay, as well as chip & pin… Technology facilitating charitable donations on a self-service basis, including passing around a reader for the collection, continues to be trialled and is expected to be launched in phase two of the project.”



What's New in Payments

Mobile payments reach ‘tipping point’ in the UK

Tipping point for ‘tap and go’ as mobile payments top £975 million — Worldpay — “The number of in-store contactless transactions made via a mobile device totalled 126m last year, with the amount spent topping £975m (US$1.3bn). This marks a 328% year-on-year rise in in-store mobile spending… Accounting for 59% of all in-store mobile transactions, the supermarket sector has been an important driver in the uptake of digital wallets such as Apple Pay, Google Pay and Samsung Pay, as time-poor shoppers grab groceries on the go. Pubs, bars and restaurants make up a further 12.5% of the total spend.”


What's New in Payments

Total to roll out mobile payments at the pump across Europe

Total launches Total eWallet, an innovative service station payment service — Worldline — “Customers will be able to select the right fuel through their smartphone, unlock the pump to help themselves, fill up automatically and securely, choose their payment method: Total card, bank card, and later on third-party wallets such as Apple Pay. All of which without systematically needing to enter the shop or use a conventional automatic pump.”


What's New in Payments

One in ten young US adults have used Apple Pay to make an in-store payment

Mobile payments survey: Apple Pay leads Google Pay in usage and interest among Millennials and GenZ in 2018 — Dealspotr — “In-store, a surprising 11% of Millennials and 10% of GenZers have used Apple Pay to pay for items in the checkout line. Apple Pay (10%) was significantly more popular than rival payment platforms such as Google’s Android Pay (4%) and Samsung’s Samsung Pay (2%)… 15% of Millennials and 15% of Generation Z have used Apple Pay to pay when shopping online (vs 9% and 9% for Google Pay).”


What's New in Payments

Apple Pay users doubled in 2017 to 127m, says top analyst

Annual Apple Pay review: Adoptions jumps, but still a long way to go — Loup Ventures — “The number of banks globally that support Apple Pay increased in the past year by 41% to 2,707 banks. We believe there are 127m global active Apple Pay users, up from 62m a year ago. This represents 16% of the active iPhone base… Between 20% and 30% of US iPhone owners use Apple Pay. ~30% of new iPhones are activating Apple Pay.”


Australian iPhone users ‘more likely to bank with a provider if it supports Apple Pay’

Australian smartphone sales grow in 2017 as users lock into platforms — Telsyte — “The increasing adoption in mobile contactless payments is starting to influence Australian’s banking decisions… Around one in five (22%) iPhone users claim they are more likely to bank with a provider if it supports Apple Pay. This figure increases to 32% per cent for those who are also using an Apple Watch.”


What's New in Payments

Apple Pay runs first promo to work both online and in-app

Apple offering Valentine’s Day discount for Apple Pay purchases via 1-800-Flowers — 9To5Mac — “Apple is giving users a $15 discount at the merchant when checking out with Apple Pay. This offer is valid online, or through the app, making it the first Apple Pay promo to be available both in-app and online… Apple has been offering weekly in-app Apple Pay discounts as it looks to push more users to try out the payment method. Last week, Apple offered Under Armour users discounts when checking out with Apple Pay. Previous weeks have offered discounts for Dunkin’ Donuts users, the Goat sneaker app, and SpotHero parking.”


What's New in Payments

Line Pay tops mobile payments adoption poll in Taiwan

Line Pay top mobile payment system in Taiwan: Survey — Focus Taiwan — “25.2% of respondents who used mobile payment systems favoured Line Pay, ahead of Apple Pay provided by Apple Inc which was used by 17.9% of those surveyed. The survey found Jko Pay provided by Taiwan’s Jkos Network Co came in third, taking a 10.9% share, followed by Android Pay operated by Google Inc with 9.9% share, and E Sun Wallet provided by E Sun Commercial Bank with 5.2%.”


What's New in Payments

Apple Pay to launch in Brazil ‘soon’

Apple Pay expanding to Brazil soon — MacRumors — “Apple Pay is set to expand to Brazil later this year, Apple CEO Tim Cook revealed in today’s first quarter earnings call. While Apple didn’t provide an exact date for the launch of Apple Pay in Brazil, Cook did say it would come soon… Apple Pay grew 50% year-over-year, and it is now accepted at more than half of all retail locations in the United States, and at two-thirds of the country’s top retailers. Global Apple Pay purchase volume was also up.”