What's New in Payments

German savings banks to offer Apple Pay ‘this year’

Volksbanken and Raiffeisenbanken want to support Apple Pay in 2019 — Heise Online (translation) — “Like the savings banks, the Volksbanks offer their customers their own app for contactless payment transactions in the retail sector. However, it is only available for Android because Apple has not released the NFC interface of the iPhone for such applications. The German savings banks had demanded that Apple should open its NFC functionality to banking apps as recently as the end of 2018, but have now dropped this requirement.”






NFC World

NXP opens doors in China with RocketXS NFC electronic locks

NXP drives convenience in Chinese Access Market with ‘RocketXS’ — NXP — PARTNER NEWS — “The RocketXS solution allows a quick and reliable unlocking via fingerprint, Bluetooth Low Energy and NFC. It also takes convenience and security to the next level as all NFC cards in a user’s wallet (phone) can be set as a door key. This means that the real key is hidden and only the user himself knows which one is right and thus increases the difficulty of break-ins and hacking.”



What's New in Payments

Apple Pay goes live in Saudi Arabia and Czech Republic

Apple Pay rolling out in Czech Republic and Saudi Arabia — MacRumors — “In Czech Republic, users have so far reported successfully adding cards to their mobile wallets from Air Bank, Moneta Money Bank, Ceska Sporitelna, and payments company Twisto. .. In Saudi Arabia, Apple’s regional Apple Pay website has gone live and lists Visa and Mastercard support for Al Rajhi Bank, NCB, Mada, Riyad Bank, Alinma Bank, and Bank Aljazira.”




NFC World

NXP and Identiv announce breakthrough in NFC tag pricing

Identiv's Dry Inlay NXP NTAG210μ NFC tag

PARTNER NEWS: A new NFC tag inlay, jointly developed by NXP and Identiv, is now available to order at an “unrivalled” price of US$0.05 per unit, “enabling a new generation of smart products across a wide range of end markets where NFC may have been previously considered price prohibitive.”... More




NFC World

Researchers build NFC antennas into smart fabrics

Smart fabrics made possible by new metal deposition technique — Imperial College London — “Imperial researchers have devised a way to deposit metals onto fabrics and used it to insert sensors and batteries into these materials… The technique could be used to incorporate batteries, wireless technologies and sensors into fabrics like paper and cotton textiles… For example, they created silver coil antennas on paper, which can be used for data and power transmission in wireless devices such as Oyster cards and contactless payment systems.”


What's New in Payments

New PCI standard to let merchants accept dongle-free contactless payments on smartphones and tablets

PCI SPoC and Contactless standards: What to expect in 2019 — PCI Security Standards Council — “The aim is to develop security requirements for solutions that enable a merchant’s COTS [Commercial off-the-shelf] device to accept contactless payments without the need for a dongle or other type of peripheral reader by leveraging the native NFC capabilities inherent to a COTS phone or tablet.”


What's New in Payments

Discover adds support for Garmin Pay

Discover cardmembers can now make payments on the move with Garmin Pay — Discover — “Garmin Pay, which is powered by FitPay, is available on Garmin’s latest active lifestyle smartwatches… Discover cardmembers can use Garmin Pay at any merchant retail location that accepts both Discover and contactless Near Field Communication (NFC) transactions. Once a payment card is added to Garmin’s virtual wallet — which can be done through the Garmin Connect mobile app — users can tap and pay with just a few quick touches.”


Transit Ticketing Today

Public Transport Victoria begins NFC ticketing pilot in Melbourne

Victorians to trial Android-based public transport payment — ZDNet — “Mobile Myki allows passengers to buy a Myki, top up, and touch on and off using their Android smartphone. Passengers will be able to buy full fare, concession, child, and senior mobile Mykis using both Myki money and Myki pass. Auto top-up will also be available.”


NFC World

Louis Vuitton unveils luxury NFC smartwatch

Louis Vuitton’s new Wear OS luxury smartwatch fully revealed — PhoneArena — “Besides the powerful Qualcomm Snapdragon 3100 processor, the newest platform for smartwatches, Louis Vuitton Tambour Horizon sports a 1.2-inch circular Amoled display (390 x 390 pixels resolution), 1GB RAM and 8GB internal memory… The smartwatch comes with NFC (near field communication) technology that will allow users to make payments on the fly using Google Pay.”


What's New in Payments

Lydia lets friends make NFC payments from shared expense accounts

Lydia launches shared accounts for its mobile payment app — Techcrunch — “When you create a shared account, each user can top up the account using other Lydia sub-accounts, a traditional bank account that you have already connected to the app or a debit card… Once the account is up and running, anybody can spend money. You can generate a virtual card, add it to Apple Pay, Google Pay or Samsung Pay, and associate it with the shared account. If you’re on a ski trip and buying raclette cheese for your group of friends, you can then pay with your phone and debit the shared account.”


NFC World

Luxochain to use NFC and the blockchain to guarantee the authenticity of luxury goods

Luxochain combats counterfeiting with launch of authentication and tracking service of luxury goods on the blockchain — Luxochain — “At the stage of manufacture, all authentic luxury products will be fitted with an invisible and encrypted serial number (a Block ID). The ID is associated with a token that is uniquely identifiable, to which luxury brands will register on the blockchain. Once inputted, the information can never be altered from the outside. Certifying authenticity at the point of sale using blockchain technology, customers can scan the code and ascertain the authenticity of the product.”