What's New in Payments

Starling Bank lets customers use a single debit card to pay in multiple currencies

Starling Bank launches euro debit card so business and personal customers can spend in two currencies with one card — Starling Bank — “To start using the new Euro Card feature, Starling account holders, both business and personal, must open a euro account… Once it’s open, they can transfer money from their business account to their euro account with a single tap in the app… Their existing debit card can [then] be switched on (in-app) to operate in either pounds or euros, depending on the currency of the transaction.”


Transit Ticketing Today

Delhi Metro explores biometric transit cards for concessionary fares

Delhi Metro to introduce biometric-based ticketing to offer concessions to students and senior citizens — Techradar — “Delhi Metro is looking to be the first metro line in India to link biometrics to smart cards, in a bid to offer concessions to riders… Once the new biometric-based ticketing system is installed, the smart card will be linked to an individual users’ credentials, and the card will no longer be transferable.”


Google explains the benefits of its Biometric API

One Biometric API over all Android — Google — “In addition to supporting multiple biometric authentication form factors, the API has made it much easier for developers to check whether a given device has biometric sensors… In addition, the framework has built-in support for facial authentication in Android 10 so that vendors don’t need to create a custom implementation.”


Transit Ticketing Today

STIB tests contactless bank cards on Brussels Metro

STIB testing use of bank card as metro ticket at entrance gates — The Brussels Times — “STIB is testing a new system of contactless payment at metro station Parc/Park to allow travellers to directly scan their bank card, instead of a ticket, at the gates. If everything goes well, all other metro stops, as well as the electric buses on bus line 33, will be fitted out with the contactless system over the next few months.”


What's New in Payments

Chinese supermarket to launch face recognition payments in Canada

Pay with your face system coming to Canada, but not everyone is on board — Yahoo Finance — “Ryan Li, Foodymart’s executive manager, sees the technology as an opportunity to grow his company’s business by attracting new customers, as well as cutting down on checkout times. Li also said between 50% and 60% of Foodymart customers have lived in China, and he expects most of them have previously interacted with a facial recognition payment system.”


What's New in Payments

Mastercard to let Indian merchants accept payments on NFC phones

Mastercard to launch solution for smartphones to become contactless acceptance devices — The Hindu BusinessLine — “If your phone has NFC, then it can become a point-of-sale (POS) device. A customer can tap the contactless card on the phone,” said Vikas Saraogi, vice president of acceptance development at Mastercard, adding that it is likely to be launched in India in the first half of next year.”


What's New in Payments

Uber moves into financial services with new Uber Money division

Uber announces deeper push into financial services with Uber Money — CNBC — “The company announced on Monday the formation of a new division called Uber Money to house its efforts, which include a digital wallet and upgraded debit and credit cards. The emphasis, at first, will be expanding Uber’s efforts to give its four million-plus drivers and couriers around the world access to a mobile bank account so they can get paid after each ride. Uber could one day offer a bank account to consumers on its platform, according to Uber Money head Peter Hazlehurst.”


Transit Ticketing Today

Zhengzhou Metro rolls out face recognition ticketing

Face-scanning metro check-in and payment launched in central China — Xinhua — “Zhengzhou Metro in central China’s Henan Province has ushered in the face-scanning era, as a new check-in and payment system based on facial recognition was launched on Friday… It is the first face-scanning metro check-in and payment system in the country launched along a full metro line, providing passengers with a better experience of quick pass access and automatic ticket buying.”


What's New in Payments

China to move to common QR payments standard

In depth: The fight for dominance in China’s mobile payment market — Caixin Global — “Under the plan, by the end of 2021 all merchants will be able to use one universal barcode to facilitate transactions through different payment service providers, including banks, Alibaba’s Alipay and Tencent’s WeChat Pay. Currently, payment providers issue different barcodes that can be used only on their own services.”


What's New in Payments

Amazon to make its cashierless Go technology available to other merchants?

Amazon is in talks to bring its cashierless Go technology to airports and movie theaters — CNBC — “Amazon is in talks to bring the cashierless technology that runs its Go stores to other retailers like airport shops and movie theatres, according to people familiar with the matter… The idea is to start installing the technology working for customers in the first quarter of 2020 and have hundreds of these stores working by the end of 2020, two of the people said. One person said Amazon hopes to have the upgrade process take just two weeks.”


What's New in Payments

Payments networks to drop support for Facebook’s Libra digital currency?

Visa, Mastercard, others reconsider involvement in Facebook’s Libra network — The Wall Street Journal — “Visa Inc, Mastercard Inc and other financial partners that signed on to help build and maintain the Libra payments network are reconsidering their involvement following a backlash from US and European government officials, according to people familiar with the matter.”


Transit Ticketing Today

Capital Metro adds Apple Pay and Google Pay to mobile ticketing app

CapMetro releases new version of its app — Capital Metro — “Earlier this week, Capital Metro rolled out a new, more intuitive version of the CapMetro app. The highly rated app allows customers to pay for their tickets on the go, stay up to date on where their bus is, and map out their entire itinerary. New features include: Easy fare/pass purchasing; Convenient Apple Pay and Google Pay; Quicker pass access; Faster real-time tracking; More robust trip planner.”


Transit Ticketing Today

Guangzhou Metro pilots facial recognition at ticket barriers

South China city subway adopts facial recognition — Xinhua — “Instead of using tickets or swiping their smartphones, passengers can smile at a screen to unlock the electric gates in about half a second after completing a real-name registration on Guangzhou Metro’s official mini-program on WeChat, China’s popular social media platform, or on the ‘Guangzhou Metro’ mobile app. The fee will be deducted from the payment methods that subway riders previously register and validate through their mobile phones.”


What's New in Payments

Facebook to partner with banks for WhatsApp payments rollout?

WhatsApp in talks to launch mobile payments in Indonesia — sources — Reuters — “Unlike in India where it plans to offer direct peer-to-peer payment services, WhatsApp will simply serve as a platform in Indonesia supporting payments via local digital wallets due to tough licensing regulations… The Indonesia model could become a template for WhatsApp to adopt in other emerging markets to get around regulations on foreign players creating their own digital wallets, the sources said.”


NFC World

Google rolls out NFC Titan Security Keys to Canada, France, Japan and UK

Titan Security Keys are now available in Canada, France, Japan, and the UK — Google — “Titan Security Keys are built with a hardware chip that includes firmware engineered by Google to verify the keys’ integrity. Each key leverages FIDO standards to cryptographically verify your identity and URL of the login page, preventing an attacker from accessing your account even if you are tricked into providing your username and password.”


NFC World

CryptoKaiju launches Cryptokitty toys with NFC

Wouldn’t you like a Real CryptoKitty? — Decrypt — “The 7.5 inch CryptoKitties each have a unique identity and are traceable on the blockchain. Look underneath the toy’s foot, and you’ll see a tamper-proof, near field communication (NFC) tag, with a unique serial number. Doting owners can interact with the chip, using a smartphone or other device, to access details about their toy’s unique characteristics.”


NFC World

DHL tracks temperature-sensitive medical supplies with NFC

New logistics technologies introduced at DHL Global Chicago hub — Healthcare Packaging — “Using near field communication (NFC) technology, sensors log in-transit ambient environmental temperature conditions during shipping, functioning at temperatures between -40 and +60 degrees Celsius. The sensors allow uploading of temperature data directly to the DHL mobile app and LifeTrack web portal, making them cost effective and easy to use without the need for specific scanners or devices… DHL has seen a 40% increase in operational capabilities using these scanners.”


NFC World

Apple demos NFC tag reading for Apple Card activation

Titanium Apple Card activation with background NFC tag reading — Ata Distance — “Apple has posted two videos for activating the Titanium Apple Card: a video for A12 Bionic iPhone XR/XS with background NFC tag reading, and a video for non-A12 Bionic iPhones without background NFC tag reading ability. This marks the first time Apple has put A12 Bionic background NFC tag reading ability to use, almost a year since the new functionality appeared.”


NFC World

ShipChain to use NFC to track temperature-sensitive shipments on the blockchain

ShipChain and GTX Corp launch global NFC blockchain shipment tracking solution — ShipChain — “The NFC tags provide real-time temperature sensing and data logging across the supply chain necessary with transportation of perishables; food, drinks, pharmaceuticals and other temperature-sensitive products that can be negatively affected by conditions in transit. These built-in security measures can prevent the distribution of contaminated supplies in the marketplace and unauthorised modification of data logs, allowing brands, retailers, distributors, and freight forwarders to verify shipment quality.”