Payment standards body EMVCo, the Fido Alliance and the World Wide Web Consortium (W3C) have published a document that explains how their technical specifications can be used to enable more secure and convenient card-based ecommerce transactions... More
Payments standards body EMVCo has produced a webcast explaining how the EMV 3-D Secure (3DS) authentication protocol can help online retailers and payment service providers meet upcoming PSD2 strong customer authentication (SCA) requirements for online transactions... More
GlobalPlatform has released a new specification designed to simplify the integration of strong customer authentication (SCA) for payments, banking, transport and identity applications... More
The NFC Forum’s Tag NFC Data Exchange Format Exchange Protocol (TNEP) Specification and an updated version of the Connection Handover Technical Specification (CH 1.5) have been formally approved and adopted, the standards organisation has announced... More
The NFC Forum has formally adopted a wireless charging specification that enables a single antenna in an NFC-enabled device to manage both communications and charging... More
The NFC Forum has released four new specifications designed to improve “the robustness and communications speed for the over two billion NFC-enabled devices, like smartphones, in use today”... More
EBA Clearing delivers specifications for a pan-European request to pay infrastructure solution — EBA Clearing — “A pan-European request to pay approach is seen as the missing piece of the puzzle for market players to create innovative payment products and services for their customers that leverage real-time messaging, the SEPA schemes and existing cost-efficient payment infrastructures, and that can be used across Europe.”
EMVCo is to add support for eight-digit Issuer Identification Numbers (IINs) in 2021, with the result that “point of sale terminals may need to be updated to ensure they recognise and have the ability to process both existing and longer IINs, or transactions may be terminated or processed incorrectly”... More
NFC Forum enhances connectivity of IoT devices with new and updated specifications — NFC Forum — “Bidirectional communication with IoT devices means NFC-enabled smartphones can read the actual state from the IoT device (eg, the actual title of music played) and can change the configuration of the IoT device by write access (eg, to adjust the volume or to switch to the next audio file). It can be used, for example, to configure an audio system, digital camera, lightning system, smart meter or radiator valve. This protocol can also be used where P2P is not implemented, for example, on existing NFC readers that do not support P2P mode.”
Web Payment Security Interest Group Charter — World Wide Web Consortium — “The mission of the Web Payment Security Interest Group is to enhance the security and interoperability of web payments. The group pursues its mission by creating a forum for organizations to define areas of collaboration and identify gaps between existing technical specifications in order to increase compatibility among different technologies.”
GlobalPlatform has published two new standards designed to provide chip, device and firmware developers with an open, standardized way to load and manage firmware in a secure and isolated area of a device’s system-on-a-chip (SoC)... More
The NFC Forum has released a new candidate specification that makes it easy for mobile payments services based on QR codes to add NFC functionality, giving “payment service providers and consumers the opportunity to take advantage of the simple and secure NFC-based payment solutions already in use worldwide.”... More
The NFC Forum has released a new candidate technical specification that is designed to enable a single antenna in an IoT device to be used to manage both NFC communications and wireless charging... More
PNC Bank is piloting dynamic CVV cards that use an e-ink screen on the reverse of the card to display a continuously updated three-digit CVV security code... More
A total of 5.5bn chips using GlobalPlatform’s secure element specifications were deployed in 2017, up 1.5bn on the previous year, the security standards body has announced... More
Four NFC Forum technical specifications speed and enable new NFC services — NFC Forum — “The Connection Handover Technical Specification 1.4 allows users to define additional specific services when two devices are paired together using other wireless communication technologies, such as Bluetooth or WLAN by a tap of an NFC-enabled device. The Personal Health Device Communication (PHDC) Technical Specification 1.2 defines the exchange of ISO/IEEE 11073 messages often used for personal healthcare devices such as heart, blood pressure and glucose monitors. Also, updates were made to the NFC Digital Protocol Technical Specification 2.1 and NFC Controller Interface (NCI) Technical Specification 2.1.”
EMV card-on-file payment tokenization is set to both reduce online fraud and deliver a range of benefits to merchants but implementation will not be straightforward, Rambus explains in a new paper that sets out the advantages of using a token gateway to simplify the integration and management process... More
PARTNER NEWS: Online merchants, payment service providers and acquirers can now use the Rambus Token Gateway to tokenize card-on-file ecommerce transactions, enabling sensitive cardholder payment data to be replaced with secure tokens and removing the need for consumers to update their card details following a card reissue... More
Car Connectivity Consortium announces publication of the Digital Key Release 1.0 Specification, delivering to the industry a standardized smartphone as a car key solution — Car Connectivity Consortium — “The Release 1.0 specification provides a generalized deployment method that allows vehicle OEMs to securely transfer a digital key implementation to a smart device, using an existing Trusted Service Manager (TSM) infrastructure. By leveraging NFC distance bounding and a direct link to the secure element of the device, CCC is assuring the highest state-of-the-art security level for vehicle access.”
NFC Forum publishes 2017 technical specification release — NFC Forum — “The 2017 Technical Specifications Release comprises 21 new or updated near field communication technical specifications… The specifications feature the latest NFC technology and usability upgrades that significantly impact and advance functionality in a number of key areas for consumers and businesses.”
