Apple has announced plans to introduce a new service that will let merchants use its Messages app to chat with Apple users, discuss potential purchases and process payments, all from within the messaging screen... More
Privacy
Apple details Apple Pay Cash in updated iOS Security guide
iOS Security — Apple — “When you set up Apple Pay Cash, the same information as when you add a credit or debit card may be shared with our partner bank Green Dot Bank and with Apple Payments Inc, a wholly owned subsidiary created to protect your privacy by storing and processing information separately from the rest of Apple and in a way that the rest of Apple doesn’t know.”
Nordea switches on its open banking platform
Nordea Open Banking is live — Nordea — “Together with fintechs and other external developers we aim to create new products and services for our customers at a faster pace than we could do by ourselves, while keeping customers firmly in control of what data they wish to expose and which products they wish to use, says Claus Richter, head of cash management solutions at Nordea.”
UK consumers split 50:50 on willingness to share personal data with banks
NCR research highlights consumer desire for innovative banking services in the UK — NCR — “Nearly half of respondents (47%) with personal bank accounts would only feel comfortable with banks collecting the bare minimum of data required to run their accounts… 49% were interested in banking loyalty programs in partnership with retailers requiring third-party data sharing. 46% were open to financial advice services that keep track of their spending information to help save money.”
Apple details its face detection algorithm
An on-device deep neural network for face detection — Apple — “Apple started using deep learning for face detection in iOS 10. With the release of the Vision framework, developers can now use this technology and many other computer vision algorithms in their apps. We faced significant challenges in developing the framework so that we could preserve user privacy and run efficiently on-device. This article discusses these challenges and describes the face detection algorithm.”
Okey Co joins the NFC World Partner Program
NFC World today welcomes Beijing-based Okey Co as a member of our partner program... More
Eftpos brings Apple Pay debit payments to Australia with Rambus tokenization technology
PARTNER NEWS: ANZ has become the first bank in Australia to enable customers to use Apple Pay to make mobile payments using the country’s Eftpos national debit payments network... More
Face ID to add privacy layer to lockscreen notifications
iPhone X and iOS 11 bring a welcome change to iOS lockscreen notifications — Phone Arena — “The Apple iPhone X will only show lockscreen notifications with actual content when it knows you are the one who is watching and if it’s somebody else, they will only see the notification source, but not the notification content itself (which might be sensitive).”
US Senator asks Apple CEO to clarify Face ID privacy concerns
Sen Franken presses Apple to address privacy concerns over iPhone X’s ‘Face ID’ technology — Senator Al Franken — “Substantial questions remain about how Face ID will impact iPhone users’ privacy and security, and whether the technology will perform equally well on different groups of people. To offer clarity to the millions of Americans who use your products, I ask that you provide more information on how the company has processed these issues internally, as well as any additional steps that it intends to take to protect its users.”
Khushi Baby adds biometric security to NFC health records
Khushi Baby, a service that uses NFC necklaces to track the healthcare given to mothers and babies in India, has added biometric security to its platform to further protect the personal information of patients... More
GlobalPlatform simplifies management of privacy-enhanced identity documents
GlobalPlatform simplifies management of privacy-enhanced identity documents — GlobalPlatform — “GlobalPlatform has published its Card Privacy Framework and Privacy-Enhanced ID Configuration. The technology helps governments and identity issuers to enable state of the art privacy and security for smart card based digital identity programs, like e-passports, driving licenses and e-ID documents.”
Belgium gets mobile ID platform that will be supported on all SIM cards across the country
Four Belgian banks and three mobile network operators have unveiled a mobile ID platform that will let consumers use a single digital identity to access a range of services such as requesting government documents and confirming online transactions using the SIM card on their mobile phone and a unique five-digit code... More
The modern plan for digital identity in Australia and beyond
The modern plan for digital identity in Australia and beyond — Secure ID News — “A recent report from Australia Post outlines a forward-thinking plan for a nationwide digital identity initiative… Australia Post is proposing a solution that puts the user in control of their identity and attributes.”
EU agency calls for action on IoT security
The EU Agency for Network and Information Security (ENISA) is calling on the European Commission to define a policy framework ensuring minimal requirements for the security of Internet of Things (IoT) devices along with the development of mandatory staged requirements for security and privacy to give stakeholders a “level playing field” in implementing trust into connected devices and IoT systems. More
European consortium to develop pan-industry online identity platform
A group of German and other European companies including banks, vehicle manufacturers and technology providers have signed a “corresponding declaration of intent” to establish a joint, pan-industry platform that will let their customers use a “so-called master key” for registration and identification when accessing online services across a range of sectors including government, aviation and retail. More
Germany slowly catching up on mobile payments
More than one in ten German mobile phone users (11.4%) will make a “proximity mobile payment by tapping, swiping or checking in with that device” while in a store in 2017, compared to 20.5% in the US, research released by eMarketer reveals... More
Canadian banks to test blockchain digital identity network for consumers
A blockchain-based digital identity network that will let Canadians verify their identity to organisations of their choice and access services such as new bank accounts, driving licenses or utilities using a mobile app is now undergoing testing ahead of a planned launch later this year. The service is backed by a group of Canadian banks that includes BMO, CIBC, Desjardins, RBC, Scotiabank and TD. More
NXP reveals secure element and NFC solution that speeds transaction times, increases security and supports smaller form factors
PARTNER NEWS: A new embedded secure element and NFC solution from NXP will make it possible for mobile transactions to be conducted at the same speed as contactless card transactions... More
One fifth of global consumers have made an in-store mobile payment as China leads the way
Nearly one fifth of global consumers (18%) have made an in-store mobile payment in the past six months, representing an increase of 10% from the same period in 2014, research released by trade body Mobile Ecosystem Forum (MEF) reveals. Chinese consumers lead the way, with 38% of them having paid with their phone at the point of sale — nearly double the global average. More
Mastercard sizes up data sharing
A patent filed by Mastercard shows how it could use data from purchase histories to infer information about the cardholder that could be used, subject to privacy controls, to let merchants tailor pricing of products and services to the individual... More