Google pilots voice-based payments
Google is piloting a new service that lets Google Assistant users confirm payment for a purchase with just their voice... More
Authorisation
German government adds iPhone NFC identity card reading to digital ID app
The German government is using the NFC contactless chip reading capabilities now available on Apple iPhones in a new iOS app that lets citizens securely identify themselves to a range of online service providers by reading their contactless national ID card with their smartphone... More
UK issuers and merchants to get extra 18 months to implement Strong Customer Authentication
The UK’s Financial Conduct Authority (FCA) has agreed to give card issuers and merchants an extra 18 months to implement Strong Customer Authentication (SCA), the new customer identity verification regulation which forms part of the EU’s revised Payment Services Directive II (PSD2)... More
Dejamobile examines the strategic implications of tokenization
PARTNER NEWS: “For an issuer, selecting one or multiple TSPs [token service providers] to use for such and such service represents a strategic choice, which is not simply a combination of technical and financial criteria,” Dejamobile CEO Houssem Assadi explains in a new blog post... More
NatWest Bank to trial contactless biometric card
NatWest Bank is to run a trial of fingerprint-on-card authentication allowing a cardholder to make contactless payments above the current level of £30... More
US Bank to use phone location data to authorize transactions
US Bank adds opt-in location services to mobile app, making life on the go more flexible during the holidays — US Bank — “US Bank has added location services to the US Bank Mobile App, offering US Bank Visa credit and debit card customers technology that uses their phones’ location to help verify whether their mobile devices and credit or debit card are in the same location. By using the mobile device’s location in the authorization decision, US Bank can help give consumers the confidence that their transactions will be approved, minimizing disruptions and further reducing the risk of fraud.”
Open Banking launches account information and payment initiation API specifications
Open Banking launches account information and payment initiation API specifications — Open Banking — “The payments initiation API will enable third parties to set up secure payments on behalf of customers and, once authorised by the customer, submit the payment for processing. The specification currently caters for the submission of a single, immediate, domestic payment from UK personal and business current accounts and is payment scheme agnostic.”
NXP and GCL Technologies offer NFC tamper evident closure solution for wine and spirits brands
PARTNER NEWS: Guala Closures Group, a world leader in security closures, has teamed up with NXP to introduce an NFC-based tamper evident closure solution for the wine and spirits industry that is designed to protect brands, enable advanced anti-counterfeiting and tamper-proofing and enable brand owners to make VIP offers, loyalty rewards and more available to customers through a tap of their NFC mobile device. More
Esso customers get mobile payments and rewards at 1,000 Canadian gas stations
Motorists across Canada can now pay for fuel and car washes as well as accumulate loyalty rewards using a mobile payment service that is being rolled out by fuel retailer Imperial Oil to 1,000 Esso-branded gas stations nationwide. More
Motorists rewarded for mobile payments at the pump
Motorists using the GC Express gas station in Caro, Michigan, are being offered a free coffee or drink whenever they pay for fuel purchases of US$10 or more with Team One Credit Union’s mobile banking app. More
Seamless authorised to issue electronic money
Swedish mobile payments specialist Seamless has been granted authorisation to issue electronic money by Finansinspektionen, the country’s financial supervisory authority... More
EMVCo updates tokenization specification with new payment account reference data element
EMVCo has updated its tokenization specification to include a new payment account reference (PAR) that can be used to link a cardholder’s payment token with their primary account number (PAN) without needing to use their underlying account number... More
Luxury winemaker integrates NFC into sherry bottles
Spanish winemaker Barbadillo has integrated NFC into its limited edition bottles of Versos 1891 rare sherry so customers can check the beverage’s authenticity with a tap of their mobile device... More
Connected car can find parking, reserve it and pay with a fingerprint
Car manufacturer Seat, Samsung Electronics and software giant SAP have created a technological alliance to develop connected car projects that could enable drivers to reserve car parking spaces and pay with a fingerprint using Samsung Pay. The companies are showing their ideas at Mobile World Congress this week. More
Mercedes shows NFC keys in Detroit
Mercedes is showing its new E-Class cars with NFC entry for the first time at the Detroit Motor Show this week... More
PhilCare uses NFC phones to speed up health services in the Philippines
Customers of health care provider PhilCare can now hand over contactless membership cards to any of the company’s 200 service providers in the Philippines to provide access to their account details with a tap of a Samsung NFC phone... More
UK consumers favour mobile PINs for large transactions
Nearly nine in ten UK consumers (85%) would like to be notified on their mobile of high value transactions and authorise the payment with a PIN code, research from myPINpad shows... More
MasterCard partners with P97 to enable mobile payments and rewards at the pump
MasterCard has announced a global partnership with mobile payments at the pump provider P97 to enable mobile payments and rewards at gas stations and convenience stores that are equipped with P97’s PetroZone platform... More
Google’s Project Vault microSD features NFC for storing sensitive data
Google has unveiled Project Vault, a hardware and software isolated environment in the form of a microSD card that stores the user’s sensitive data and comes equipped with NFC for authorisation... More
Visa Europe expands on customised tokenization plans, will go live mid-April
“Tokenization does a couple of things brilliantly; one is it really helps on facilitating innovation, facilitating the use, for example, of mobile phones for payments,” Visa Europe’s Sandra Alzetta told NFC World following the payment network’s announcement of plans to launch a customised tokenization platform to European banks in April... More
