Skip to content

NFCW

B2B news, analysis and educational resources on the latest trends and technologies in payments, transit ticketing, near field communication (NFC) and contactless, and beyond

  • NFCW
  • What's New in Payments
Menu
  • Hubs
    • NFC World
    • What’s New in Payments
    • Transit Ticketing Today
    • Events
    • NFC phones list
    • Further resources
      • OEM Pay availability by country
      • World contactless payment limits
      • Does my phone have NFC?
      • NFC stock and investment
      • Close
    • Close
  • Hot topics
    • NFC World
    • What’s New in Payments
    • Transit Ticketing Today
    • NFCW Expo
    • Close
  • Knowledge Centre
    • Home
    • Join
    • Explore…
    • Close
  • NFCW Expo
    • Visit expo hall
    • Concierge
    • Close
  • Partners
    • Antelop Solutions
    • Cilab
    • Dejamobile
    • HID Global
    • NXP Semiconductors
    • STMicroelectronics
    • Tappy Technologies
    • Become a partner
    • Close
  • About
    • About us
    • About the NFCW Knowledge Centre
      • Membership agreement
      • Close
    • Contact us
    • Got some news?
    • Media centre
    • Comment policy
    • Privacy policy
    • Legal
    • Close
  • Sponsor
    • Close
  • Explore
  • NFC World
  • What’s New in Payments
  • Transit Ticketing Today
  • NFCW Expo
Feedback
  • Emirates NBD rewards customers for adopting contactless payments
  • Russia to create digital ruble prototype by December
  • Fidesmo Pay launches in Russia
  • Google promotes mobile payments in the US with $30 Spring Challenge
  • Forecast: 1.4bn consumers will be using face recognition to authenticate payments by 2025

Antelop launches one-stop token service provider hub for digital card issuers

By Tom Phillips • 11 February 2021 • Updated 11 February 2021 • nfcw.com
Antelop one-stop token service provider hub for digital card issuers infographic
UNIFIED: Antelop’s Issuer TSP enables banks to securely manage every stage of digital card issuance

PARTNER NEWS: Antelop Solutions has introduced a unified issuer token service provider hub that enables banks to simply and securely manage every stage of the digital card issuing and management process, from card enrolment to token lifecycle management.

Designed to simplify and accelerate the launch of Apple Pay, Google Pay and digital card offerings, the new Issuer TSP (iTSP) hub takes “a holistic approach to a digital card experience”, allowing banks to “reduce time to market and costs through a simplified and flexible integration”.

Antelop’s iTSP “handles all digitization messages from tokenization schemes (inbound and outbound) for banks, from standard user-initiated provisioning to complex Apple Pay push provisioning, including PAN encryption and cryptographic keys management,” the company says.

“Banks can avoid legacy card system and processor dependency, while relying on a high-availability, high-scalability PCI DSS SaaS platform with the highest security standards and certifications.”

Full details are in the press release below:

Simplify and accelerate the launch of Apple Pay, Google Pay and digital cards with the Antelop Issuer TSP

The payment ecosystem faces disruptive changes: the digital card replaces more and more the physical card. Cardholders ask for a digital customer experience and a digitized card in a mobile application.

Digital cards and tokenization become a standard

Schemes centralised Token Service Providers (TSPs) ensure secure card digitization and replace a PAN by a token dedicated to a specific use case. This increases control possibilities for the user and reduces fraud. Now, banks only need to connect to schemes’ TSPs to onboard any digital payment innovation like OEM Pays (eg Apple Pay, Google Pay), NFC issuer wallets, e-commerce tokenization… However, schemes tokenization onboarding and token management can be very complex for banks, even more when they have in-house debit systems and credit+prepaid at different 3rd party processors.

Banks need a unified service for digital cards across systems and processors

Antelop addresses this need with its Issuer TSP Hub: it provides unified and certified APIs for banks to onboard schemes tokenization and OEM Pays in a simplified way. It enables them to move from card management to token management, regardless of the evolution of their traditional card systems. Even more when digital cards are included in banking apps, like the now-mandatory Apple Pay push provisioning.

The Antelop Issuer TSP Hub provides unified connectivity for issuers to schemes tokenization: Visa VTS, Mastercard MDES and CB.

The Antelop PCI DSS platform offers a unified certified set of API enabling banks to launch all digital cards use cases and flows (OEM NFC wallets, issuer wallets and e-commerce tokens) through a simplified connection. This also allows enriching existing banking applications.

It handles all digitization messages from schemes (inbound and outbound) for banks:

  • From standard user initiated provisioning to complex Apple Pay push provisioning, including PAN encryption and cryptographic keys management;
  • Managing ID and V processes between banks systems and schemes’ TSPs: checking card eligibility, routing the right authentication methods in case of step-up, connecting to SMS/mail gateway for OTP activation, generating push provisioning data, managing in-app enrolment and authentication.

The Antelop iTSP Hub offers a holistic approach and natively includes advanced token lifecycle management functionalities:

  • Manage tokens (suspend, unsuspend, delete) in a unified, multi-scheme and multi-use case way;
  • Benefit from web back-office tools or APIs version as an extension of your CMS;
  • Get an aggregate view of tokens per client (cardID, devices, yokens, use cases…) across schemes and CMS;
  • Reassign a new PAN to existing tokens when the PAN is updated (eg stolen, lost or card renewal).

Upgrade the iTSP Hub with our Token Manager

Bring more convenience and self-care to users’ card management through the bank app with the Antelop Token Manager. It is an extra set of APIs exposed to the bank app that offers a consolidated token view and allows clients to push and control all of their digital cards stored into different e-commerce merchants and NFC wallets. It also natively supports Apple Pay push provisioning required for banks.

The Antelop iTSP is certified Visa VTS, Mastercard MDES and CB for issuers. The solution is hosted in a certified PCI-DSS environment in the EU (GDPR-compliant). It already is live with several banks and processors in the EU, LATAM and MEA. It is certified for all available use cases (eg Apple Pay, Samsung Pay, Google Pay, Garmin Pay, FitBit Pay, e-commerce tokens).

Banks can launch Apple Pay in the fastest way (about 3 months) through the Antelop APIs. It allows them to leverage card schemes with the latest innovations and digital wallets and to reduce time-to-market and costs through a simplified and flexible integration. Banks can avoid legacy card system and processors dependency, while relying on high-availability, high-scalability PCI DSS SaaS platform with the highest security standards and certifications.

A holistic approach to a digital card experience

All API connections to schemes are already certified and managed by Antelop. The scheme project complexity is reduced and certification processes are simplified.

Overall, via a simple set of unified APIs, the Antelop Issuer TSP Hub allows banks to easily launch Apple Pay, Google Pay… and to manage digitization and lifecycle management messages from schemes’ TSPs in a unified and simplified manner. The Antelop iTSP allows banks to provide a mobile-first, digital card experience to their customers.

About Antelop

Founded in 2014, Antelop is the digital card partner of banks, certified Visa, Mastercard and CB, answering their digitization challenges. We digitize cards and secure banking apps. Antelop enables banks to launch Apple Pay / Google Pay / any Pay and facilitates digital card / token management. We also secure banking apps through our Authentication SDK covering all use cases (secure card display, 3DS biometrics, account login, transfers authentication). Supported by large international partners, our solutions are live in 20+ countries with proven track record. Follow us on LinkedIn to stay up to date. Contact us at [email protected]

• Learn more about Antelop in the NFCW Expo.

Explore: Antelop Solutions, Apple, Cartes Bancaires, Garmin, Google, Mastercard, Visa

Learn more: Antelop Token Manager, API, Apple Pay, Cashless, Contactless, Cryptographic keys, Digital payments, Encryption, Fitbit Pay, Garmin Pay, GDPR, Google Pay, Issuer TSP (iTSP), Mastercard Digital Enablement Service (MDES), Mobile payments, NFC, Payments, PCI DSS, Personal account number (PAN), Push provisioning, Retail, Security, Software as a service (SaaS), Token Service Provider (TSP), Tokenization

Comments Got something to add or correct? Let us know!

Related news

Post navigation

China’s central bank expands digital yuan pilot to Beijing
Amazon to build digital currency payments solution?

About us

What's New in Payments provides banks, card issuers, merchants, payment service providers and technology suppliers with in-depth information on the emerging technologies revolutionizing the global payments market. Find out more

Email newsletter

Get NFCW's top headlines by email every Wednesday

Sign up or find out more

New in the Knowledge Centre

  • NFC design considerations for an improved user experience
  • Webinar: Tokenization management
  • Case study: Collectors Universe uses HID Trusted Tag services
  • Driving wider adoption of digital payments at the point of sale: Accepting contactless payments on off-the-shelf smartphones or tablets
  • Webinar: NFC in Automotive

Latest from What’s New in Payments

  • Emirates NBD rewards customers for adopting contactless payments
  • Russia to create digital ruble prototype by December
  • Fidesmo Pay launches in Russia
  • Google promotes mobile payments in the US with $30 Spring Challenge
  • Forecast: 1.4bn consumers will be using face recognition to authenticate payments by 2025
  • Patent shows how Apple Pay could automatically select a card based on the user’s location
  • Visa reports 1bn extra contactless transactions in Europe since payment limit rises
  • More than 100m Americans to make an in-store mobile payment in 2021
  • East Caribbean Central Bank launches digital currency
  • Chinese banks roll out digital yuan wallets
  • Get What's New in Payments via RSS

Subscribe, follow, stay in touch

  • Get our email newsletter
  • Follow @nfcw on Twitter
  • NFCW on Facebook
  • Get headlines in Slack
  • NFCW on LinkedIn
  • NFCW's RSS news feed
  • Follow RSS in Feedly

Titles

  • NFCW
  • What’s New in Payments
  • NFC World
  • Transit Ticketing Today

Resources

  • NFCW Knowledge Centre
  • NFCW Expo
  • Email newsletters

Company

  • Sponsorship opportunities
  • Privacy policy
  • Legal
  • Back to top

Copyright © 2008-2021 SJB Research Ltd. All rights reserved. Made with love in Wales.

SJB Research Ltd