“Mobey Forum strongly believes in and promotes the concept of the mobile wallet as an open platform rather than a system limited to the provider’s partnerships,” says the mobile financial services association in a new white paper (PDF) which calls for ownership of a mobile wallet to reside with the end user. “When the mobile wallet is an open platform, the ultimate decision on opting for and managing services rests with the user. From a branding point of view, the wallet could very well be white-labelled, and the choice left to the user as to what services and brands the user connects to this.”

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